Occasinally people will need insurance for a short period of time, just a few months.   Buying regular insurance can be impractical because it can take a few weeks to be approved, leaving you with a gap in coverage.

For those who are recently unemployed, waiting for their coverage to kick in, or recent grads, short term health insurance can be a cost effective way to maint coverage.  It is limited with its coverage, it will eventually expire.  But it is cheaper and coverage can begin very quickly.

If you're not sure what type insurance you need, you should make sure to do your homework, it can save you a lot of money

 

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